KYC/AML/CFT Reporting (Clause 8.2.2.3)

PFRDA?s August?2023 circular introduces a new AML obligation: when a Point-of-Presence (POP) suspects laundering/Terror Financing and believes continuing Customer Due Diligence will tip-off the client, they must halt CDD and file a Suspicious Transaction Report (STR) to FIU?IND without alerting the client, ensuring AML control without alerting suspects.